Does Your Small Business Have a Disaster Recovery Plan? It Should
Every small business faces its share of challenges. Hiring. Advertising. Billing. Cybersecurity. In the aftermath of Hurricane Michael, businesses in Florida’s panhandle are trying to get back on their feet. Does you business have a disaster recovery plan?
Condo Insurance Must Protect All Areas of Responsibility
One of the appeals of living in a condominium complex is that someone else is responsible for clearing the snow and fixing the roof. That becomes the job of the association, which makes condo living particularly appealing to older residents. You need condo insurance to protect the interior of your residence and your belongings. It also provides some protection if a guest is injured inside your home.
An Insurance Claim Follows a Process – What to Know
Submitting an insurance claim after a fire or other disaster damages your home is the first step to recovery. Damage could require replacing or fixing items. You also may need to stay elsewhere if your home is no longer safe.
Landlord Insurance Protects You, Tenants
Deciding to be a landlord means taking on a lot of responsibility. Some of these responsibilities may include: building maintenance, property maintenance, snow removal, repairs to provided appliances
Emergency Preparedness for Hurricane Season and Beyond
Emergency preparedness and mandatory evacuation orders likely saved thousands in the Carolinas when Hurricane Florence landed ashore last week.
Genetic Testing Can Impact Certain Insurance Coverage
Genetic testing commercials promise to give you insight into your past. Where did your family come from? Who were your great-great-great-grandparents? Are you descended from ancient warriors? Commercials don’t tell you how those tests results might impact you today. Or in the future.
Save Money With Usage-Based Car Insurance
Everyone one loves to save money. When it comes to auto insurance, doubly so. Have you thought about trying a usage-based policy discount? These are policies that provide discounted coverage based on your driving habits.
Boating Safety Makes for a Relaxing Labor Day Weekend
This Labor Day weekend may be one of your last opportunities to take your boat out and enjoy Connecticut’s beautiful waterways. The Nutmeg State has 96 miles of coastline as well as 26 rivers, lakes, and reservoirs. Whatever you do, practicing boating safety can prevent an enjoyable weekend excursion from turning into tragedy.
Talk to Teen Drivers About Back-to-School Safety
Back-to-school is just around the corner. It’s likely you started (and maybe even finished) shopping for clothes and supplies. Now is the time to talk to your teen driver about state laws that apply to them, as well as any house rules you may have.
Distracted Driving Forum Offered Eye-Opening Information
Distracted driving and its dangers are a problem the Keating Agency has highlighted in many of our blogs. Whether it's using a phone or arguing with your children in the back seat, not giving your full attention to your driving is dangerous. ...
Auto Accidents Most Deadly During August
We’ve highlighted the increase in auto accidents during the holidays, on Superbowl Sunday, and even on the “unofficial pot holiday” (4/20). However, they are not the deadliest times of year for drivers. That time is right now.
Bicycle Safety Starts with the Right Helmet
We all know that the first rule of bicycle safety is to wear a helmet. In fact, the insurance Institute for Highway Safety’s Highway Data Loss Institute reports that 21 states and the District of Columbia requires young riders to wear a helmet when cycling. Connecticut law requires that children under the age of 15 must wear a helmet when riding a bike.
Summer Safety Demands Caution Around Fire Pits
Everyone loves to be outdoors during the summer. An item that has been a growing summer favorite is the fire pit. Whether at the beach or in the backyard, fire pits allow us to stay outside a little longer. They provide warmth and light on a cool evening and are great for toasting marshmallows. They also can be a summer safety hazard and source of a potential Homeowners Insurance claim.
Wind, Hurricane Damage May Cost You Big Bucks
As we make it through the second month of the 2018 Atlantic Hurricane Season, things have been quiet. Did you know Connecticut is one of 19 states that allow insurers to charge a different deductible for wind and hurricane damage?
Wild Animal Insurance Claims on the Rise
In Connecticut, we encounter our fair share of wild animals. Who hasn’t had issues with deer eating Hostas and flowers, rabbits in the garden, and the occasional aggressive turkey? However, animal encounters can also result in real property damage.