If you have a personal car insurance policy, it typically includes liability coverage and any additional coverage you’ve opted for. That coverage may extend to your rental car, as long as you drive it for personal use. Still, it is…
The moment you drive a new car off the lot, it starts to depreciate. In fact, most cars lose 20 percent of their value within a year. Gap insurance is an optional, add-on car insurance coverage that can help certain…
Aside from the temptation of picking up your phone while driving, there are a multitude of distractions that can affect your motor skills. Kids in the back of the car? Late for a meeting, cyclists weaving in and out of…
It’s important to understand what happens if you are involved in a car accident and the driver who hit you doesn’t have enough liability coverage. Or, even worse, what if he drives off before you can get his information? Uninsured…
Adding a teenage driver to your policy will increase your rates. Teens are expensive! On average, your insurance rate will increase 130% after you add a teen to your policy. Why? New drivers are among the most dangerous on the…
We regularly get questions from new and existing clients on how they can save money on their auto insurance policy. While our goal is to always ensure that you are happy, we also want to make sure that you are…
When people talk about “full coverage” car insurance, they’re often referring to a combination of coverages that help protect a vehicle. But, there’s really no such thing as “full coverage” for your car. If your lender uses the term “full…
There are several factors that can affect your auto insurance each year, and these factors continue to change over time. Some reasons could be related to your driving record or credit score, while other reasons could be out of your…
Ask yourself a few easy questions to determine if you should make changes to your current policy to ensure that you are properly covered: Did you change the deed to your home into a trust, LLC or life tenant? Did…
If you live near a body of water – a small pond, large river, or an ocean, you’re probably aware of the risks that water can present to your property. In fact, according to FEMA, “A property does not have…
Dear Trusted Clients: Premiums are going up. It may have you scratching your head and wondering, “Do Insurance calculators only add? What happened to the subtraction button?” In this time of increased inflation, it’s frustrating to see that even your…
