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INSURANCE NEWS & TIPS YOU CAN USE

Damage from Ice Dams – are you covered?

For homeowners, bone-chilling temperatures raise the possibility of frozen pipes and ice dams.  These could lead to hefty home insurance claims if steps aren’t taken to prevent damage. The unfortunate truth is that the responsibility often remains with the homeowner. Ice dams are the result of winter storm conditions. Because they are storm related, and not a roof flaw, damage caused by water is not covered by the homebuilder, shingle manufacturers or roofing company warranty.  Thankfully, one of our top-rated carriers, Main Street America Group, partnered with Insurance Institute for Business & Home Safety (IIBHS) to offer the following advice…
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What happens if you get stranded without cell phone reception?

Safe driving during harsh winter conditions is a necessity for New Englanders.   Even though you may be an experienced driver, it is still important to take precautions. And remember, it is not always YOU that can cause an accident, there are so many other people driving that you know nothing about! Everyone should have a winter emergency vehicle kit in each of their vehicles. Things to include: jumper cables, blankets, flashlights, snacks, and drinking water.  If you find yourself stranded, you’ll be able to survive until help arrives.  Speaking of help, it needs to be able to find you.  You…
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Homeowners Insurance: Know What It Covers

People buy Homeowners Insurance for peace of mind.  They know they have it and hope they never need to use it.
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