For most tenants, a renters insurance policy is an invaluable tool to protect against potentially devastating financial consequences if you become a victim of fire, a broken pipe, or theft. Tenants also have a need for a renters policy to absorb a significant portion of the financial cost of damaging the rented location and other unexpected events. Fortunately, here at Keating Agency Insurance we can provide renters insurance for West Hartford, Connecticut to fit every need, home, and budget.
Even if a renters policy isn’t required by the Landlord we think that anyone who rents the home or apartment they live in should shop for a West Hartford, Connecticut renters insurance policy. The personal property, liability and loss of use coverages the policy provides are valuable for reducing the financial impact of sudden or unexpected events that damage your personal belongings or leave you legally liable.
Renters insurance policies can cover:
- Personal property damage: If your possessions are damaged or destroyed by an event covered by your renters insurance, you’re covered for the cost of the damage up to your policy’s limits.
- Personal liability: This coverage protects you against the legal liability of an accident in your home, such as your responsibility for medical bills and lost wages if someone is seriously injured as a guest. Also provides for Libel & Slander protection very important in the world of social media we all live in.
- Loss of use: If your residence becomes uninhabitable because of a covered event, your policy will cover expenses exceeding your normal living expenses to help you get back to normal.
- Medical protection: This coverage pays for reasonable medical expenses for someone injured in your residence.
As an Independent Agency we know that far too many renters believe they don’t need renters insurance for West Hartford, Connecticut because they don’t own their dwelling. However, we think that could be possibly the biggest financial mistake you make in your life.
Most apartment complexes and landlords only have insurance that covers the damage to the actual dwelling, which leaves everything of yours—electronics, furniture, clothes, jewelry, and everything else—vulnerable. So to protect you, your family, and your belongings in case of fire, theft, or damage, you need your own renters insurance for West Hartford, Connecticut. Accidents happen, so don’t wait – contact Keating Agency Insurance today and let us help you get the coverage you need.