Do I really need Life Insurance?
Life insurance may not be the most exciting thing in your life, but it is certainly one of the most important. Sooner or later, every adult – married or not, with children or not – asks the question, “Do I really need life insurance?” and the answer is generally “yes.”
Whatever your age, financial situation, and needs, the Keating Agency can help. We have more than 50 years of experience as a local, family-owned insurance agency. As an independent agency, you can be assured that the Keating Agency has your best interests at heart.
Put simply, life insurance is important because most individuals have debt or expenses that will cause someone in their life economic hardship should the individual in question die suddenly. The problem, however, is that most people either buy too much or too little coverage. For example, individuals with partners and/or children generally need more coverage than singles with no dependents, who need less coverage and in the rare case where they have no debt, perhaps no coverage at all.
Discover Your Options
Finding the right fit
So what kind of policy is right for you? That depends on your circumstances and goals.
The Keating Agency can help you choose what fits the best.
- Whole life
- Term life
- Universal life
- Guaranteed universal life
- Indexed universal live
- Variable universal life
- Permanent life
Each type of insurance has its pros and cons. Your life situation will help us determine what best meets your needs now and in the future. Because your financial and insurance needs can change over time. You:
- Get married
- Buy a house
- Have children
- Need to pay for college
- Have health issues
For over half a century, the Keating Agency has helped many families and individuals find the right policies and the right prices. We’re an independent agency focused on your best interests, not selling a particular policy for a particular company, and we’d be happy to sit down with you to discuss your specific situation and goals. Give us a call or email us today to discuss how we can help you.