Flights out of Bradley International Airport, and most airports, are down significantly these days. However, some flights continue. In fact, you may be considering a future trip for business or pleasure.
When making plans to go somewhere, consider Travel Insurance. It may protect your trip, your investment and your health.
What Travel Insurance Protects
As a frequent traveler, the Points Guy says she never felt the need to buy Travel Insurance before 2020. But the new quarantine and health risks have increased the uncertainty associated with travel.
For a trip during 2020, the Points Guy wanted coverage in case of hurricanes, quarantines, and illnesses. Unfortunately, most policies don’t consider a pandemic as a reason not to travel. This means not traveling because of a fear of getting COVID would not be covered.
However, individuals who become sick under an official quarantine or who can provide documentation from a doctor advising against travel, those situations may be covered by insurance. This also means that medical expenses that happen during a trip are covered by your policy.
While insurance from your credit card can cover several travel mishaps, their medical limits generally are much lower. Getting injured or being sick in a foreign country likely will not be covered by your personal health insurance policy.
Travel Pulse reports that even after the pandemic passes, Travel Insurance can help with medical costs outside the United States. Additionally, for trips within the United States, a travel policy can help with travel interruptions due to breakdowns, car accidents, and weather-related threats. It also can help if you need to move the dates of your trip.
Whether you travel the globe or stay at home, the Keating Agency has been your local, independent insurance agency for more than 50 years. Being an independent agency means we work with more than two dozen companies so we always are looking out for your best interests. If you have questions, we will do our best to provide answers.
We are here for you. Give us a call.