Know Your Hurricane Deductible Before Storms Hit Again - Keating Agency Insurance
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Last week, Storm Isaias reminded the nation that it is still hurricane season.  With that in mind, do you know what your Homeowners Insurance policy’s Hurricane Deductible is?

While no named tropical storms are located in the Atlantic Ocean at the moment, hurricane season officially extends until November 1st.  The National Oceanic and Atmospheric Administration (NOAA) recently updated its prediction that the remainder of the season will be very active.

So, before the next storm hits, it is a good idea to learn what you policy does and does not cover.

Hurricane Deductible Is Generally Percentage Based

While Homeowner Insurance deductibles are normally a flat dollar amount, Investopedia reports that Hurricane Deductibles generally are percentage based.  This means that instead of a $1,000 deductible, you may be looking at a deductible of $2,000 for every $100,000 of coverage you have.

Generally, as the infographic explains, your policy’s Hurricane Deductible kicks in once certain factors, such as wind speed, are reached.  To review your policy or learn more about your coverage, contact the Keating Agency.  We’ve been your local, independent insurance agency for more than 50 years and we are here to help.

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