Injuries in the Workplace Costly for Business - Keating Agency Insurance
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injurySlips and falls.  Falling objects.  Getting caught in machinery.

Injuries to employees are bad for workers and bad for business.

For the workers, getting hurt at work could create physical, emotional, and financial hardship for the employees and their families.

For employers, on-the-job accidents can have significant direct and indirect costs.  These include wages, administrative time, training, lost productivity, and more.

Learn the most common injury culprits and how technology is helping to make the workplace safer.

Injuries at Work Are Not Inevitable

The Annual Liberty Mutual Workplace Safety Index reports that on-the-job injuries cost U.S. businesses more than $1 billion each week.  The index looked at incidents reported by industry and those reported with the most frequency.

Industries covered were:

  • Construction
  • Healthcare
  • Leisure & Hospitality
  • Manufacturing
  • Professional & Business Services
  • Retail
  • Transportation
  • Wholesale

injuryTops on the list of physical damage causes was overexertion related to lifting, pushing, pulling, holding, carrying, or throwing.  These incidents are projected to cost corporate America $13.1 billion annually.

Other major causes of workplace injuries are:

  • Falls on the same level ($10.38 billion)
  • Struck by object or equipment ($5.22 billion)
  • Falls to a lower level ($98 billion)
  • Other exertions or bodily reactions ($3.69 billion)
  • Roadway incidents ($2.7 billion)
  • Slip or trip without falling ($2.18 billion)
  • Caught in equipment or objects ($1.93 billion)
  • Repetitive motions ($1.59 billion)
  • Struck against objects or equipment ($1.15 billion)

Liberty Mutual publishes the information to bring attention to the causes and costs of getting hurt on the job.  By understanding the problems and its causes, businesses can take actions to improve safety and reduce the potential for incidents.

An area emerging as a new way to prevent workers from getting hurt on the job is virtual reality (VR).  AndroidPIT reports that some companies are using VR to enable employees to practice in the “work environment” before they hit the factory floor.  This way, they are familiar with tasks before performing them and can perform them correctly.

This allows workers to adjust to the workplace they will enter.  It also allows employers to try out assembly line ideas before making the physical and financial commitments to the changes.  Problems can be determined prior to installation.

The Keating Agency recognizes that we are living in an ever-changing world.  One thing that doesn’t change is workers getting hurt on the job and your business’s need to guard against potential problems.  We want you to be as successful as possible.

We have been your local, independent insurance agent for 50 years and look forward to contributing to your success for 50 more.  If you have questions about Workman’s Compensation or other business insurance matter, please contact us.  We’re here to help.

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