The 2019 Atlantic Hurricane Season hadn’t even started when Subtropical Storm Andrea formed south of Bermuda. Luckily, the early storm from the evening of May 20th had fizzled by the afternoon of May 21st.
Being aware of and tracking these storms is particularly important of late. The severity of storms in recent years and the damage they cause, as well as current tornadoes, rains, and flooding in the South and Midwest, make preparation vital for property and families.
Before we get further into tropical storm season, here are some tips to ensure you and your family are ready for whatever may come.
Hurricanes and Tropical Storms Can Be Expensive and Deadly
Hurricane season officially begins on June 1st and runs through November 30th. So Andrea got a particularly early start.
Our friends at the Weather Channel say Andrea represents what meteorologists expect early in the season. The southeast U.S. coast, Gulf of Mexico, and western Caribbean Sea are breeding grounds for storms in June. As the season progresses, the source of storms moves further east.
These later storms also tend to be more severe and the damage more expensive. The Insurance Institute for Business & Home Safety reports that Hurricane Katrina, which happened in August of 2005, remains one of the most expensive storms on record. It caused about $125 billion in damage.
Now is a good time to review your Homeowners Insurance policy to ensure you have sufficient coverage in the event of severe storms. You also may want to consider a flood insurance policy. The National Flood Insurance Program is administered by the federal government and takes effect 30 days after the date of purchase.
The Eagle in Texas stresses the importance of having an emergency kit both at home and in your vehicle. This will help you be prepared wherever you are when storms strike.
Some items to have in your emergency kit include:
- extra batteries
- prescription medications for you and your pets
- insurance paperwork
- phone chargers
- first aid kit
Of course, the items in your disaster kit will depend on you and your family’s needs. It also should change periodically to reflect the change in seasons.
The Keating Agency offers information like this to help you be prepared during any season. We’ve been your local, independent insurance agent for 50 years and owe our longevity to the excellent care and service we provide our customers. You, your business, and your family are more than policies. You are our friends and neighbors, and this is our community.
The third-generation, family-owned Keating Agency is here for you. Give us a call.