Does Your Small Business Have a Disaster Recovery Plan? It Should - Keating Agency Insurance

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small businessEvery small business faces its share of challenges.

  • Hiring
  • Advertising
  • Billing
  • Cybersecurity

In the aftermath of Hurricane Michael, businesses in Florida’s panhandle are trying to get back on their feet.

Does your business have a disaster recovery plan?

Small Business Disaster Recovery Plans May Keep Your Business in Business

The right Business Insurance helps you get back on your feet after a disaster, but it won’t tell you how to get there.  This Small Business Trends article offers four steps to creating a disaster recovery plan that will work for you.  While mostly relating to information systems, it offers suggestions useful for all business.

Of course, the first step is admitting that you need a plan.

How long your business can be down and still recover?  Depending on the type of disaster, you may need to replace equipment and find a new location. Unfortunately, the downtime alone will cost your business money.

Every disaster is different and you need to think about the impact various ones could have on your business.  Do you have backup resources?  What are the most essential things (phones, computers, a storefront)  you need to run a bare bones operation?  In what order?

small businessConsider what steps are necessary to recover.  In addition to replacing damaged work equipment, you may want to get an early start contacting your customers.  That’s what one small business owner did in this Insurance Journal article.  Another allowed his employees to work remotely because they could do everything online.

Finally, how will you go about restoring your business?  Can you and your employees handle everything, or do you need outside assistance?  Maybe you could partner with other businesses in your field.  If you are a small branch of a bigger company, they may offer assistance.

Whatever disaster your business needs to recover from, the Keating Agency will be with you through every step of the claims process.  We are your advocate to help you get what you need to get back up and running in no time.  We’re here to help.  Give us a call.