Business Insurance Important to Protect Your Side Hustle - Keating Agency Insurance
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side hustleSeems everyone has a side hustle today.  Whether it’s necessary to pay the bills, or a way to make some extra spending money, alternate incomes are part of our economy.

As more workers find new ways to access new income sources, it’s important to know how to protect yourself and your new income source.  This is especially true if you run your business out of your home.

Having the right Business Insurance can protect you and your business from unanticipated problems.

Avoid Side Hustle Hassles with Business Insurance

The Insurance Information Institute (III) recommends having insurance for your side hustle to provide a financial safety net and peace of mind.

Of course, the type of insurance you get for your part-time business depends on your business.  You need to ask questions to decide on the type of coverage.

Questions about whether you have employees probably don’t apply to a side hustle.  However, information about equipment, visitors to your property, and whether your business involves driving are all important.

side hustleWith a basic Business Insurance policy, you may want to cover things like a laptop or tools used for your business.  Depending on the work you are doing, this could be covered by adding an endorsement to you existing Homeowners Insurance.

If you have customers or contractors that will regularly visit your home, you need more protection.  While someone tripping would normally be covered by Homeowners Insurance, an accident happening in the course of business is viewed differently by the insurer.  You may need a home-based Business Insurance policy.

If your side hustle involves driving your personal vehicle, you may want to consider business vehicle insurance.  This insurance is especially appropriate if you use your vehicle primarily for business purposes.

Whatever type of home-based business you have, working with your independent insurance agent can help you protect yourself and your business.

The Keating Agency has been your local, independent insurance agency for the last 50 years.  Being independent means that we have relationships with more than two dozen companies.  This helps us find the right Business Insurance policy at the right price to meet your individual needs.

Whether you have question about insuring a side business, your home, or other matters, the Keating Agency is happy to discuss this with you. Please feel free to contact us at any time.

The Keating Agency is here for you.

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