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auto insuranceAuto Insurance protects you, your passengers, and your vehicle in the event of an accident.  However, some vehicles are more dangerous than others.

Do you know if you drive one of these dangerous vehicles?  Because, even if you are a safe driver, you are not the only vehicle on the road.

Get the Right Auto Insurance for Whatever You Drive

The National Safety Council reports that estimated motor vehicle deaths dropped by 2% in 2019.  In fact, Connecticut reported a 2018 decrease of 14%.

Auto Insurance rates generally reflect on a person’s safe driving.  However, what you drive also impacts your rates.

Newsweek reports that study of data from the National Highway Traffic Safety Administration (NHTSA) found the Chevrolet Silverado to be the deadliest vehicle on American roads.  It was involved in 1,774 traffic fatalities.

Second on the list was the Ford F-150 with 1,539 fatalities.  Most of these deaths occurred among males.  The same was true for fatalities among the other top brands, including the Honda Accord and Toyota Camry.  Unfortunately, both the Camry and Accord rate as the most popular vehicles in the country.

Practicing safe driving should be easier during COVID-19 with fewer people driving to work.  However, Car and Driver reports that 2020 is shaping up to be a dangerous driving year.

auto insuranceThe NHTSA recorded early numbers showing 2020 fatalities on track to make the year on of the deadliest.  Drivers seem to be talking more risks, including speeding and driving under the influence of alcohol and drugs.

Auto Insurance companies that gave customers rebates early during the pandemic may increase rates next year.  What can you do to blunt this?

While controlling other drivers on the road is not possible, the Keating Agency reminds you that you can control your own actions.  This includes wearing a seatbelt, not driving distracted, and following speed limits.  Additionally, if you have young drivers at home, encourage them to adopt safe, defensive driving tactics.

The Keating Agency has been your local, independent insurance agency for more than 50 years.  We always look out for your best interests.  If you have questions about your car insurance, or any other issue, please, give us a call.

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